Baby Carrier : See Shell Baby Carrier : SAFE Baby Carrier

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Parenting Journals Editor´s Choice

Teach Your Children To Save Money
By  Lori Ramsey of Stages-inPregnancy.com 

These days it’s very important to teach your children to save money.  With the economy the way it is, learning these skills early  can help them to grow up to be frugal adults.

Start teaching money saving habits at a very young age.  Helping them to learn how to save and invest their money will help them to manage their money better when they are teens and into adulthood.

Top 5 Tips To Teach Children to Save Money

1.  When you first teach your child how to count, also teach them how to count money.  This helps them with their math skills and educates them on what money is worth.

2.  Train them early  about how important it is to save some of their money.  This skill alone would save many households if it were put into practice.  I truly am convinced it’s not in practice much these days because today’s parents are rarely taught this important value.  Teaching children early in formative years insures your child’s financial future; and, if they learn that saving money is a good thing, they will carry that skill with them throughout their lives.

3.  Give your child an allowance.  Encourage them to save a percentage of their allowance.  Give them an amount that is easy to divide up and advise them to set the amount they wish to save.   Perhaps take them to a store and let them find an expensive item they really want.  Teach them how to save for this item – make a chart and show them how long it would take if they saved a certain amount from each allowance.  Let them decide how much they want to place into savings.

4.  Teach them to save, whether they save allowances, gift money or money they earned.  Start with the piggy bank.  Give them a savings benchmark and, when the goal is met, help them to buy whatever item(s) for which the savings were set aside.   Eventually help them to open a savings account at a bank.

5. Let them work for the allowance money.  Give them little odd jobs and a small salary for doing them, such as taking out the trash, cleaning the bathroom, laundry,tidying their bedroom each day,  etc. 

Teaching children  the importance of saving money can be relatively easy and actually fun—it’s all in the “wanting” on the parents’ part. Mold them into little financial wizards, so when they reach adulthood, earning and saving money will be second nature to them.

Contributed by Lori Ramsey of Stages in Pregnancy.
All rights reserved ©Lori Ramsey, no reproduction allowed.



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See Shell Baby Carrier Patent No. D434232
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